Accept credit cards, mobile wallets, and contactless payments with next-day settlements. Keep more of every sale through transparent wholesale pricing and modern hardware.
Three flexible options designed to offset processing fees and incentivize customer behavior.
Directly present card and cash prices on the terminal. The customer selects their method, automatically covering your processing overhead.
Customers paying with physical currency automatically receive a discount on your standard items during checkout.
Adds a small, fixed credit card fee during checkout (typically capped at 3% or 4%). No surcharge applied on debit cards.
Choose robust, high-performance equipment designed for rapid transaction throughput.
The ideal choice for traditional retail stores, supermarkets, and convenience stores. Reliable countertop terminal with robust connectivity.
Accept payments anywhere on your sales floor, table-side in restaurants, or at outdoor pop-up markets. Extremely lightweight and durable.
Find out how much you could save with Knovix's wholesale rates compared to traditional processors.
Calculated by comparing standard flat-rate card processors against Knovix's custom Interchange-Plus program.
A structural evaluation of Dual Pricing, True Cash Discount, and Surcharging.
| Evaluation Metric | Dual Pricing | True Cash Discount | Traditional Surcharging |
|---|---|---|---|
| Net Processing Cost | 0% (Merchant Costs Offset) | Small Incentive Cost | 0% (Credit Cards Offset) |
| Terminal Display Format | Card vs Cash Price List | Standard with Cash Discount | Standard plus Checkout Surcharge |
| Debit Card Surcharges | No Surcharges Applied | No Surcharges Applied | Legally Prohibited |
| Federal Regulation Compliance | 100% Fully Compliant | 100% Fully Compliant | State-by-State Specific Rules |
| Surcharge Overhead Caps | Capped at Wholesale Cost | Incentive Driven | Strictly Capped at 3% or 4% |
| Merchant Setup Duration | Instant Setup | Instant Setup | Requires Card Brand Notification |
A transparent breakdown of why businesses switch to Knovix Solutions.
Answers to common questions about setting up credit card terminals.